How it works

Requesting a payday loan with Relax Payday is as smooth as you like. Just fill one easy form on the website and your inquiry will be submitted to our vast network of lenders. Payday loans range from $100 to $1000 and you get funds without even having to move an inch from your couch.

Once your request for funds gets approved, we will redirect you to a lender’s page, here you will learn more about the offer (details including rates and fees) of the loan. If you accept these terms, then it’s most likely that you will get funds deposited to your bank in as little as one business day.

Most lenders have the following prerequisites to approve a loan:

  • Loan applicant should be employed at current job for a good 90 days.
  • Loan applicant should be a US citizen or a permanent resident over the age of 18.
  • Loan applicant should have an income of around $1000 a month after tax deductions.
  • Loan applicant should have a checking account
  • Loan applicants should provide working work and home phone numbers.
  • Loan applicants should provide a working email address.
Quick Inquiry Process

A lender that you have been linked with will receive your inquiry in no time. The lender will then contact you and might ask you for some additional information.

Cash Will Be Sent Directly to You

 After the lender has approved your form, the loan will then be transferred to your checking account.

Private and Secure

We make use of the state-of-the-art encryption technology in order to protect your private data.

Loan Extensions

The state laws will determine if a lender can allow an extension. There are some states that allow several extensions whereas there are some that forbid this practice altogether.